Terms of use
About this site
This website describes Dayfi Technologies Ltd and the companies we build. It is informational. Dayfi does not offer accounts, deposits, or financial products on this site itself.
Operating companies & Obba
Financial services are provided by Dayfi’s operating products under their own terms. Obba is Dayfi’s WhatsApp-first money and cryptocurrency product. Using Obba means you agree to these terms where they apply to that product, and to complete any required onboarding, KYC, and authentication before higher-risk activity.
Obba may support cryptocurrency wallets, deposits, withdrawals, buys, sells, swaps, and local-currency flows where available. Availability depends on your country, verification status, and our partners. Dayfi may pause, restrict, or refuse a service where identity cannot be verified, risk is unacceptable, or law or sanctions rules require it.
Onboarding & authentication
You may start Obba through WhatsApp, but you are not fully verified merely because you began a chat. Account and KYC state live in Dayfi’s systems. Where KYC is required, you will be directed to a secure browser flow. Transaction PINs are set and checked in secure flows — not through ordinary WhatsApp messages — and a chat instruction alone does not authorize a PIN-protected transaction.
Acceptable use
You may not misuse this website or Obba — including unauthorized access, disrupting service, fraud, sanctions evasion, money laundering, terrorist financing, using false or stolen identity information, or trying to bypass KYC or transaction controls. We may restrict or close access to protect the site, users, and our compliance obligations.
Compliance
Dayfi applies a risk-based approach to customer due diligence, transaction review, and sanctions screening for Obba. We may request more information, apply enhanced due diligence, delay or reject a transaction, or restrict an account where activity looks unusual or restricted. We will not knowingly facilitate a transaction we determine is prohibited under applicable sanctions or financial-crime rules.
Providers
Obba relies on third parties for parts of the service — including identity verification, cryptocurrency infrastructure, and messaging. Dayfi remains responsible for controls in its own systems and for how those dependencies are managed.
Accuracy & availability
We try to keep information current. Company details, product features, links, and descriptions may change without notice. Some Obba rails or features may be in testing or limited release; Dayfi will not treat a WhatsApp instruction alone as proof that a financial service completed successfully until the relevant systems confirm it.
Company
Dayfi Technologies Ltd
Nigeria · RC 7280774
hi@dayfi.co
Contact
Questions about these terms: hi@dayfi.co